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Report | NJPIRG | Tax

Closing the Billion Dollar Loophole

Every year, corporations use complicated gimmicks to shift U.S. earnings to subsidiaries in offshore tax havens – countries with minimal or no taxes – in order to reduce their state and federal income tax liability by billions of dollars. Tax haven abusers benefit from America’s markets, public infrastructure, educated workforce, security and rule of law – all supported in one way or another by tax dollars. But they use tax havens to escape supporting these public structures and benefits.

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News Release | NJPIRG | Public Health, Transportation

New Safety Recommendations a Good Step Forward

Statement of Jen Kim, NJPIRG State Director on new NTSB recommendations for oil transport on trains.

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News Release | NJPIRG Law & Policy Center | Consumer Protection, Financial Reform

Report: Capital One Most-Complained-About Credit Card Company in NJ

New Jersey consumers file more complaints about Capital One than any other credit card company, according to a report released today by NJPIRG Law & Policy Center. The report, which looked at data from the Consumer Financial Protection Bureau’s (CFPB) public Consumer Complaints Database, also found that New Jersey consumers are 5th most likely to file credit card complaints.

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Report | NJPIRG Law & Policy Center | Consumer Protection, Financial Reform

Credit Cards, Consumer Complaints

The Consumer Financial Protection Bureau (CFPB) was established in 2010 in the wake of the worst financial crisis in decades. Its mission is to identify dangerous and unfair financial practices, to educate consumers about these practices, and to regulate the financial institutions that perpetuate them.

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News Release | NJPIRG | Consumer Protection, Financial Reform

New CFPB rules will protect homebuyers and homeowners

On Friday, January 10, new Consumer Financial Protection Bureau (CFPB) rules will go into effect that will help protect homeowners and homebuyers from the mortgage abuses that led to the housing crisis. In particular, consumers will get protections from lenders that make risky loans without checking a borrower’s income, assets, or ability to repay a loan. 

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News Release | NJPIRG Law and Policy Center | Safe Energy

Nuclear Power Plants Threaten Drinking Water for Over 3.2 Million New Jerseyans

The drinking water for 3,286,373 people in New Jersey could be at risk of radioactive contamination from a leak or accident at a local nuclear power plant, says a new study released today by the New Jersey Public Interest Research Group Law & Policy Center and the Environment New Jersey Research and Policy Center.

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Media Hit | Transportation

The Star-Ledger: Report: Gas tax, car charges only cover half the cost of road maintenance

Amid a debate over whether New Jersey should increase its low gasoline tax to shore up the nearly broke transportation fund, a report released today cautions that gas taxes and other vehicle charges pay only half the cost of building and maintaining the nation’s roads.

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NJPIRG talks Toy Safety on New Jersey Now (Video)

NJPIRG's Gideon Weissman appeared on New Jersey Now to discuss toy safety tips for the holidays. 

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News Release | NJPIRG Law and Policy Center | Consumer Protection

Survey Finds Toxic or Dangerous Toys on Store Shelves

Dangerous or toxic toys can still be found on America’s store shelves, according to NJPIRG’s 26th annual Trouble in Toyland report 

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News Release | NJPIRG Law and Policy Center | Budget, Transportation

Caution Ahead

A new research report released today outlines problems with the growing trend among cities to outsource traffic enforcement to red-light and speed camera vendors.

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Report | NJPIRG Law and Policy Center | Financial Reform

10 Reasons We Need The CFPB Now

This report outlines predatory financial practices that hurt consumers and helped collapse the economy, costing us eight million jobs, millions of foreclosed homes and trillions of dollars in lost home and retirement values. It explains these and other emerging problems as “10 Reasons We Need The Consumer Financial Protection Bureau Now.”

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Report | NJPIRG Law and Policy Center | Safe Energy

Unacceptable Risk

American nuclear power plants are not immune to the types of natural disasters, mechanical failures, human errors, and losses of critical electric power supplies that have characterized major nuclear accidents such as the one at Fukushima Daiichi power plant in Japan. Indeed, at several points over the last 20 years, American nuclear power plants have experienced “close calls” that could have led to damage to the reactor core and the subsequent release of large amounts of radiation.

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Report | NJPIRG Law and Policy Center | Tax

Tax Shell Game

Tax havens are countries with minimal or no taxes, to which U.S.-based multinational firms or individuals transfer their earnings to avoid paying taxes in the United States. Users of tax havens benefit from access to America’s markets, workforce, infrastructure and security, but pay little or nothing for it—violating the basic fairness of the tax system. Abuse of tax havens inflicts a price on other American taxpayers, who must pay higher taxes—now or in the future—to cover the government’s revenue shortfall, or must deal with cuts in government services.

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Report | NJPIRG Law and Policy Center | Consumer Protection, Financial Reform

Big Banks, Bigger Fees

PIRG staff conducted inquiries at 392 bank branches in 21 states and reviewed bank fees online in 12 others. This report, “Big Banks, Bigger Fees: A National Survey of Bank Fees and Fee Disclosure Policies,” examines the following questions: 
- How easy is it for consumers to shop around? 
- Can consumers still find free or low-cost checking accounts or has free checking ended? 

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Report | NJPIRG Law and Policy Center | Consumer Protection

Growing Up Toxic

A growing body of scientific evidence shows that the widespread use of chemicals in our society harms our health and the health of our children. The incidence of many serious health problems – including premature birth, learning disabilities, behavioral disorders, asthma and allergies, early puberty, obesity, diabetes, reduced fertility, and some types of cancer – shows links with exposure to chemicals that can interfere with the process of growth and development.

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