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News Release | N.J. PIRG Law & Policy Center | Consumer Protection

30th Annual Survey Finds Dangerous Toys on Store Shelves

Dangerous or toxic toys can still be found on America’s store shelves, according to NJ Public Interest Research Group Law & Policy Center’s 30th annual Trouble in Toyland report. The survey of potentially hazardous toys found that, despite recent progress, consumers must still be wary when shopping this holiday season.

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Report | NJ PIRG Law & Policy Center | Consumer Protection

Trouble in Toyland 2015

For 30 years, NJ PIRG Law & Policy Center has conducted an annual survey of toy safety, which has led to over 150 recalls and other regulatory actions over the years, and has helped educate the public and policymakers on the need for continued action to protect the health and wellbeing of children.

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Blog Post | Transportation

Millennials Want More Public Transportation | Sean Doyle

A new poll shows that access to public transportation is “very important” for Millennials in considering where to live and where to work.  The results support our research over the past few years that found Millennials are driving less than older generations and are more prone to walk, bike, or take transit to get where they need to go.

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News Release | NJPIRG Law and Policy Center | Budget

NEW REPORT: New Jersey Receives "B" in Annual Report on Transparency of Government Spending

New Jersey received a “B” when it comes to government spending transparency, according to “Following the Money 2015: How the 50 States Rate in Providing Online Access to Government Spending Data,” the sixth annual report of its kind by the New Jersey Public Interest Research Group Law and Policy Center. New Jersey's grade improved since last year, jumping from a C+ to this year's B.

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Media Hit | Financial Reform

Credit Bureaus’ Deal to Improve Accuracy ‘Huge’ for Consumers

(Bloomberg) -- Buying homes, getting jobs and borrowing money will be easier after an agreement by the three biggest U.S. consumer credit reporting services with New York.[...] “It’s a sea change in the way the credit bureaus treat complaints,” said [U.S. PIRG's Ed] Mierzwinski. “The credit bureaus have been run by computers for years now. They’re going to have to hire more people and actually verify that what a creditor said is true.”

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News Release | NJPIRG Law & Policy Center | Democracy

Big Money Playing an Outsized Role in New Jersey Elections

In New Jersey’s congressional primaries, bigger wallets give a small set of mega-donors an outsized voice, according to new information released today by NJPIRG Law and Policy Center and Demos. Just 383 donors who gave $1,000 or more to candidates in the primaries outspent the at least 6,871 small donors who gave less than $200, and 66 percent of all candidate contributions came from donors giving chunks of $1,000 or more.

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News Release | NJPIRG Law & Policy Center | Transportation

New Report Shows Mounting Evidence of Millennials’ Shift Away from Driving

The 2000s saw a marked decrease in the average number of miles traveled by young Americans, and that trend appears likely to continue even as the economy improves, due to the consistency of Millennials’ surveyed preferences, a continued reduction of Millennials driving to work, and the continued decreases in per-capita driving among all Americans.

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News Release | NJPIRG Law & Policy Center | Public Health, Food, Health Care

Stop the Superbugs

NJPIRG gathered outside St. Michaels’s Medical Center in Newark Thursday to call on the Obama Administration to immediately restrict the use of antibiotics on factory farms when animals are not sick. NJPIRG Law & Policy Center released a new report: Ending the Abuse of Antibiotics in Livestock Production: The Case for Reform

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Report | NJPIRG Law & Policy Center | Public Health

Weak Medicine

Antibiotic-resistant bacteria infect more than 2 million people per year in the United States, causing more than 23,000 deaths. State governments, the FDA and other branches of the federal government should take steps to protect human health from the antibiotic-resistant bacteria that can develop on factory farms.

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Report | NJPIRG Law & Policy Center | Public Health, Food, Health Care

Ending the Abuse of Antibiotics in Livestock Production

The following white paper outlines the case for immediate action to stop the misuse of antibiotics on factory farms and protect the long terms effectiveness of these life-saving medicines.

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Report | NJPIRG Law & Policy Center | Budget, Tax

Offshore Shell Games 2014

Many large U.S.-based multinational corporations avoid paying U.S. taxes by using accounting tricks to make profits made in America appear to be generated in offshore tax havens – countries with minimal or no taxes. By booking profits to subsidiaries registered in tax havens, multinational corporations are able to avoid an estimated $90 billion in federal income taxes each year. These subsidiaries are often shell companies with few, if any employees, and which engage in little to no real business activity.

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Report | NJPIRG Law & Policy Center | Consumer Protection, Transportation

The Unfriendly Skies

This report analyzes these consumer complaints about U.S. air carriers for the five year period from 2009-2013, evaluates the effectiveness of new regulations and compares airlines’ performance.
This report tracks trends in tens of thousands of consumer complaints over time, finding how some airlines have improved their rankings and others have worsened. We also compare consumer complaint data with other DOT data that tracks airlines’ on-time performance and baggage handling.

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Report | NJPIRG Law & Policy Center | Budget

Following the Money 2014

This report, NJPIRG LPC’s fifth annual evaluation of state transparency websites, finds that states are making progress toward comprehensive, one-stop, one-click transparency and accountability for state government spending. Over the past year, new states have opened the books on public spending and several states have adopted new practices to further expand citizens’ access to critical spending information. Many states, however, still have a long way to go to provide taxpayers with the information they need to ensure that government is spending their money effectively.

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Blog Post | Consumer Protection

CFPB Begins Payday Regulation Push In Richmond | Ed Mierzwinski

We joined the CFPB in Richmond Thursday for a field hearing on a proposed rule to regulate payday lending and similar high-cost short-term loans. The CFPB's draft rule is comprehensive, covering a variety of loans, but it contains potential loopholes that we and other advocates will urge the bureau to close before it finalizes this important effort. Here's a short blog with some photos from Richmond.

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Blog Post | Consumer Protection

CFPB Adds Consumer Stories to Public Complaint Database | Ed Mierzwinski

Today, the CFPB took a step to make its excellent public database of consumer complaints even better, by adding complaint narratives (stories), but only with the consumer's consent. It's a step we've long urged. It will enrich our research into the marketplace, help consumers make choices and help good-actor firms avoid bad practices by others.

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Blog Post | Financial Reform

Anthem Customers and Others: Some Advice On Steps To Take After Data Breach | Ed Mierzwinski

UPDATED (9 Feb.) Retail store data breaches make a mess, but an easy one to clean up and the few consumers who become fraud victims are quickly made whole. The Anthem hackers, on the other hand, reportedly obtained a mother lode of information that could be used to commit a variety of serious frauds, including obtaining your tax refund. Read our tips here. Here's the first: Don't click on any emails claiming to be from Anthem; some may be malicious.

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Blog Post | Health Care

What’s Next on Health Care Costs?

Now that the election is over, talk has turned to the need for cooperation in addressing a long list of serious issues facing the country. It’s a tall order, and on the polarizing issue of health care, working together may seem at first like an impossible task. But I am hopeful that we can make significant progress together. Of course there will be robust debate about the best ways to put solutions into practice, and about the pace at which these solutions are to be implemented. But given Americans’ fundamental agreement on the nature of the problem and on how to solve it, we ought to be able to put the most bitter of arguments behind us and chart this course together now.

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Blog Post | Consumer Protection

Hurricane Relief

Hurricane Sandy hit our state hard on Monday and Tuesday, and many in our communities are suffering in the storm's aftermath. Let's work together to get our communities back on their feet by supporting hurricane relief efforts.

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