Consumer Protection

News Release | NJPIRG Law & Policy Center | Consumer Protection

New Survey Shows Free Checking Widely Available At Small Banks

A survey of hundreds of banks and credit unions in 24 states and the District of Columbia found that free checking remains available at more than 6 of 10 small banks and credit unions, but was only found at one-quarter of surveyed big banks. The survey released today by the New Jersey Public Interest Research Group also revealed that fewer than half of branches surveyed obeyed their legal duty to fully disclose fees to prospective customers on the first request, while 12% provided no fee information at all.

Report | NJPIRG Law & Policy Center | Consumer Protection

Big Banks, Bigger Fees

Over the last six months, state PIRG staff conducted inquiries at 250 bank and 116 credit union branches in 17 states and the District of Columbia and reviewed bank fees online in these and 7 other states. This report addresses the following questions: How easy is it for consumers to shop around for financial services? Are banks complying with current fee disclosure requirements? Can consumers still find free or low-cost checking accounts, or has free checking ended? And what can the Consumer Financial Protection Bureau (CFPB) and other regulators do to help improve transparency in the financial marketplace?

Hurricane Relief

By

Hurricane Sandy hit our state hard on Monday and Tuesday, and many in our communities are suffering in the storm's aftermath. Let's work together to get our communities back on their feet by supporting hurricane relief efforts.

Report | NJPIRG Law & Policy Center | Consumer Protection, Food

Total Food Recall

This report is a snapshot look, from January 2011 to September 2012, at recalls that were directly linked to identified incidents of foodborne illness.  Failures in the rules and processes that protect our food supply have led to numerous high-volume recalls over the past two years that left many New Jerseyans sickened, and at least 37 Americans dead.  And the economic costs of the illnesses caused by food products recalled over the past 21 months come to over $5.1 million in our state.

News Release | NJPIRG Law & Policy Center | Consumer Protection, Food

New Report: American Lives at Risk from Unsafe Foods

Despite government commitments to address the problem, food recalls are on the rise and our food safety systems are broken, according to a new report by New Jersey PIRG.  Contaminated food makes 48 million Americans sick every year and costs over $77 billion in aggregated economic costs.  Here in New Jersey, in the last 21 months 121 people were made sick from foodborne illnesses linked directly to food recalls; the cost of these illnesses to our state's economy was over $5.1 million.

Nuclear Power and the Threat to Drinking Water

In the United States, 49 million Americans receive their drinking water from surface sources located within 50 miles of an active nuclear power plant.

Consumer Protection

NJPIRG Law & Policy Center’s consumer program works to alert the public to hidden dangers and scams and to ban anti-consumer practices and unsafe products.

NJPIRG talks Toy Safety on New Jersey Now (Video)

NJPIRG's Gideon Weissman appeared on New Jersey Now to discuss toy safety tips for the holidays. 

News Release | NJPIRG Law and Policy Center | Consumer Protection

Survey Finds Toxic or Dangerous Toys on Store Shelves

Dangerous or toxic toys can still be found on America’s store shelves, according to NJPIRG’s 26th annual Trouble in Toyland report 

Report | NJPIRG Law and Policy Center | Consumer Protection

Trouble in Toyland

The 2011 Trouble in Toyland report is our 26th annual survey of toy safety. In this report, we provide safety guidelines for consumers when purchasing toys for young children and provide examples of toys currently on store shelves that may pose potential safety hazards.

Over the past twenty five years, the report has identified hazards in toys and children’s products that could cause an acute injury from small parts that pose a choking hazard, to strangulation hazards from cords on pull toys, to laceration hazards from edges that are too sharp and to toxics hazards posed by toys. Our report has led to at least 150 recalls and other regulatory actions over the years, and has helped us to advocate for stronger federal laws to protect children from unsafe products. This report continues to be an important endeavor in keeping children, particularly babies and toddlers safe, as the majority of all injuries happen to children in the 0-2 age range.

The enactment of the Consumer Product Safety Improvement Act (CPSIA) of 2008 made great strides in toy safety and strengthened the ability of the Consumer Product Safety Commission CPSC to protect consumers, including the littlest consumers—children. Although in 2011 policymakers delayed implementation of its most stringent lead standard rules and enacted some narrow exceptions, on the whole the law has been protected from being weakened. However, we remain vigilant as a variety of regulatory threats to the CPSC’s tools and authority remain under consideration by policymakers.

Pages

Subscribe to RSS - Consumer Protection

Support Us

Your tax-deductible donation supports NJPIRG Law & Policy Center's work to educate consumers on the issues that matter, and to stand up to the powerful interests that are blocking progress

Support Us

You can also support NJPIRG Law & Policy Center’s work through bequests, contributions from life insurance or retirement plans, securities contributions and vehicle donations.