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Blog Post | Financial Reform

NYT Points Out Overdraft Fees Still A Problem | Ed Mierzwinski

A major article in today's New York Times, "Overdraft Practices Continue to Gut Bank Accounts and Haunt Customers," points out that while 2010 reforms put in place by the pre-CFPB regulators have helped, there's still work to be done to protect consumers from unfair overdraft practices. While years ago banks used "bounced check" fees to deter what was then seen as a negative behavior, more recently they have encouraged overdrafts by offering "standard overdraft protection" as if it is a feature, not a bug. They've made billions.

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Blog Post | Public Health

Is your daily routine toxic? | Anna Low-Beer

Because of a lack of regulation, many cosmetics and personal care products contain potentially toxic ingredients, like formaldehyde and lead acetate. What toxic chemicals might you encounter as you go about your daily routine? 

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News Release | N.J. PIRG Law & Policy Center | Consumer Protection

30th Annual Survey Finds Dangerous Toys on Store Shelves

Dangerous or toxic toys can still be found on America’s store shelves, according to NJ Public Interest Research Group Law & Policy Center’s 30th annual Trouble in Toyland report. The survey of potentially hazardous toys found that, despite recent progress, consumers must still be wary when shopping this holiday season.

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News Release | NJPIRG Law & Policy Center | Consumer Protection

Survey Finds Dangerous Toys on Store Shelves

Dangerous or toxic toys can still be found on America’s store shelves, according to New Jersey Public Interest Research Group’s 27th annual Trouble in Toyland report.

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News Release | NJPIRG Law & Policy Center | Consumer Protection

New Survey Shows Free Checking Widely Available At Small Banks

A survey of hundreds of banks and credit unions in 24 states and the District of Columbia found that free checking remains available at more than 6 of 10 small banks and credit unions, but was only found at one-quarter of surveyed big banks. The survey released today by the New Jersey Public Interest Research Group also revealed that fewer than half of branches surveyed obeyed their legal duty to fully disclose fees to prospective customers on the first request, while 12% provided no fee information at all.

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News Release | NJPIRG Law & Policy Center | Democracy

New Analysis: Tiny Number of Wealthy Contributors Match Millions of Small Donors, Will Continue to Set Agenda In Washington

A new analysis of data through Election Day from the Federal Election Commission (FEC) and other sources by New Jersey PIRG Education Fund and Demos shows how big outside spenders drowned out small contributions in the 2012 election cycle.

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News Release | NJPIRG Law & Policy Center | Democracy

Distorted Democracy

TRENTON – A new analysis of pre-election data from the Federal Election Commission (FEC) and other sources by New Jersey PIRG and Demos shows that outside spending in the first presidential election since Citizens United is living up to its hype: new waves of “outside spending” have been fueled by dark money and unlimited fundraising from a small number of wealthy donors. Outside spending organizations reported $ 1.11 billion in spending to the FEC through the final reporting deadline in the 2012 cycle.  That’s already a 200% increase over total 2008 outside spending. In New Jersey's Congressional races alone, more than $3 million in outside spending have been reported.

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News Release | NJPIRG Law & Policy Center | Consumer Protection, Food

New Report: American Lives at Risk from Unsafe Foods

Despite government commitments to address the problem, food recalls are on the rise and our food safety systems are broken, according to a new report by New Jersey PIRG.  Contaminated food makes 48 million Americans sick every year and costs over $77 billion in aggregated economic costs.  Here in New Jersey, in the last 21 months 121 people were made sick from foodborne illnesses linked directly to food recalls; the cost of these illnesses to our state's economy was over $5.1 million.

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News Release | U.S. PIRG Education Fund

The U.S. Consumer Product Safety Commission (CPSC) announced today that discount stores T.J. Maxx, Marshalls and HomeGoods sold 19 different recalled products to consumers between 2014 and 2019. In the case of five products, the stores’ parent company TJX initiated the recall. The products included the Rock ‘N Play and Kids II inclined infant sleepers, which are responsible for a number of fatalities, rattles that can break and pose a choking hazard, and electronics that overheat or explode.

News Release | U.S. PIRG Education Fund

Recycling challenges vary across the country, but, overall, states are failing to both reduce unnecessary waste and adjust to a changing recycling landscape, according to a new study from U.S. PIRG Education Fund and Environment America Research & Policy Center.

News Release | U.S. PIRG

The Centers for Disease Control and Prevention released its new Antibiotic Resistance Threats in the United States report, which estimates at least 35,000 Americans die annually from infections that antibiotics can no longer effectively treat.

Report | U.S. PIRG Education Fund

The Chain Reaction V report grades the top fast food and fast casual chanins on antibiotic use policies for their beef supply chains. 

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