Reports

Report | NJPIRG Law & Policy Center | Democracy

Elections Confidential

“Elections Confidential” describes how secret donors poured hundreds of millions into the 2012 election through “social welfare” non-profits that are really political vehicles and via shell corporations formed as conduits to hide a funder’s identity.

Report | NJPIRG Law & Policy Center | Budget, Tax

Subsidizing Bad Behavior

BP’s recent $4.5 billion legal settlement with the Justice Department for its misdeeds in the Gulf oil spill was historic for being the largest ever criminal settlement. But it was historic for another reason as well—none of it is allowed to be tax deductible. Unfortunately, too many settlements for wrongdoing end up as tax deductions.

Report | NJPIRG Law & Policy Center | Budget, Tax

What America Could Do with $150 Billion Lost to Offshore Tax Havens

Many corporations and wealthy individuals use offshore tax havens—countries with minimal or no taxes—to avoid paying $150 billion in U.S. taxes each year. To put this sum in perspective, this factsheet provides examples of how it could be used.

Report | NJPIRG Law & Policy Center | Consumer Protection

Trouble in Toyland 2012

The 2012 Trouble in Toyland report is the 27th annual U.S. Public Interest Research Group (PIRG) survey of toy safety. In this report, U.S. PIRG provides safety guidelines for consumers when purchasing toys for small children and provides examples of toys currently on store shelves that may pose potential safety hazards. 

Report | NJPIRG Law & Policy Center | Consumer Protection

Big Banks, Bigger Fees

Over the last six months, state PIRG staff conducted inquiries at 250 bank and 116 credit union branches in 17 states and the District of Columbia and reviewed bank fees online in these and 7 other states. This report addresses the following questions: How easy is it for consumers to shop around for financial services? Are banks complying with current fee disclosure requirements? Can consumers still find free or low-cost checking accounts, or has free checking ended? And what can the Consumer Financial Protection Bureau (CFPB) and other regulators do to help improve transparency in the financial marketplace?

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